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  • Speak to an expert
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Sell your house in 7 days!

With The UK’s best value quick house sale company

Sell my house fast!
UK Homebuyers Ltd is one of the UK’s leading cash buyers and a trusted member of the property ombudsman. If you need to secure a quick house sale get in touch with us today and receive a free no obligation cash offer!

We Help Stop 100's Of Repossessions Every Year

Stop House Repossession with a Quick Sale

If you're facing repossession a quick house sale may be exactly what you need to settle your debts with your lender(s), allowing you to start again debt-free!

If you are under pressure from your lender(s) & your debts are financially pinning you down, you could consider attempting to sell your property on the open market with an estate agent. The likelihood is that a traditional sale will take too long and your property may get repossessed.  Buyers are likely to require mortgage funding to facilitate the purchase and you are unlikely to have the time to wait for such buyers.

Here at UK Homebuyers Ltd, we have the funds ready and waiting - we can buy your house in as little as 7 days.  We will instruct a firm of solicitors who are regulated by the SRA (Solicitors Regulatory Authority who will contact your lender(s) and explain that you have sale agreed with a corporate cash buyer which will stop the repossession proceedings (in most cases). 

Thousands of homes bought nationwide!
OR CALL 0800 051 7645
Protected by the Property Ombudsman

The lender may require confirmation that you have exchanged contracts with UK Homebuyers Ltd, which will not be a problem.  Don’t forget, we pay all your legal fees too!! 


We've helped hundreds of customers avoid house repossessions and settle their debts allowing them to move on with their lives. 


Why not get in touch today to discuss your situation with one of our property experts.  We will offer you a fair price for your property and move very quickly to ensure your property does not get repossessed.   


  • Cash offer
    within 24 hours

  • We pay
    your legal fees

  • Cash advances available

  • You have no estate
    agents fees to pay

  • No EPC to pay for

  • We buy property in
    any condition, in
    any area

  • No need to
    clear the property
    we will take it as seen

  • Move out date
    to suit your needs

  • No pushy salesmen

  • We will
    beat any genuine like-for-like offer!

Thousands of homes bought nationwide!
Thousands of homes bought nationwide!
OR CALL 0800 051 7645
Protected by the Property Ombudsman
All of the above are subject to terms and conditions.


How to Stop Repossession of Your Property


Each year in Britain almost 100,000 families have their homes repossessed due to being unable to keep up with mortgage & secured loan payments. 

There are numerous reasons why people fall behind with mortgage and loan repayments such as, sudden loss of job, ill-health, divorce or other personal circumstances which are putting a strain on your finances.

Whatever the reason, the sale of your property is an option that you should seriously consider.  A quick house sale could pay off all your secured debts and any arrears / court costs that may have accrued.  Any surplus funds remaining after you have cleared your secured debts will be transferred directly into a bank account of your choice.  

Selling your house with UK Homebuyers Ltd couldn’t be simpler, and you could release you from your secured mortgage & loan debt in just 3 simple steps:

1. Get in touch by either using our contact us form, online submission form or call us on 0800 046 4033 and we will make you a free, no obligation offer within 24 hours! 

2. If you’re happy to proceed with our cash offer, we will instruct a firm of solicitors for you & we will pay their fees.  The solicitors will act on your behalf and will liaise with your lender(s) to take the hassle and stress away and make sure your property does not get repossessed.

3. Once the solicitors paperwork is complete, we will release the cash and complete the sale allowing you to move forward with the knowledge that your debt problems are over!


Repossession Proceedings


Though a lender can’t bring repossession proceedings against you for a single missed mortgage payment, they will typically get in touch following a trend of late payments or failure to pay. They will initially follow up through a letter or a telephone call to find out what your financial position is and to ensure that you have the funds available to pay outstanding payments and continue to repay the mortgage.

If you’re unable to pay back the arrears, or are in a position where you will be unable to continue making mortgage repayments, lenders typically offer a new payment schedule to allow you to get out of mortgage arrears within a set time frame.

If you are then unable to continue on the new payment plan, or if you’ve defaulted on 3 or more months’ worth of mortgage repayments, your bank or lender will typically threaten repossession.

Their solicitor or legal representative will demand that the mortgage arrears are paid in full within a set time-frame, and if the arrears are not paid within this time, your lender will take action to repossess your house.


How Does a Lender Repossess Your House?


Repossession motions will be submitted through County Courts by the lender and their legal representatives.

Your case will be heard in court, at a pre-determined date, and the outcome will depend on whether or not your mortgage lender has enough evidence to prove that you cannot repay the arrears.

If your lender has enough evidence to uphold the case, you will be issued with a repossession order, which states that the lender can repossess your home within 28 days.

If you do not vacate your home within 28 days of the repossession order, you will be served with an eviction order which will legally force you to leave your property immediately.


What Happens After Your House is Repossessed?


Your lender will have repossessed your house in order to sell it. They will add your property to their own insurance providers, but it is well worth checking to make sure you will not be held liable for maintenance or repairs to the property.

Although legally your lender is required to try and get the best possible price they can for your home, often lenders will sell at auction in order to secure a quick sale. Auction houses often sell for less than they would on the open market, which will leave you with significantly less money.

There are avenues you can pursue if you feel you have been treated badly by your lender, and can make a formal complaint to the Financial Ombudsman, who will investigate your claim.

Once the house has been sold, they will take what is owed from the proceeds of the sale and repay any other debts your house has accrued, for example if you used your property as security for another loan.

Anything left over will be paid to you, however in most cases homeowners will receive nothing and will often be left with more debt to pay off.


Stop Repossession With UK Home Buyers


Even if you already have legal repossession proceedings against you, we can still help. Stopping a repossession by selling your house fast is a far better option for you than voluntary repossession and will often leave your finances in a much better state.